Affordable Care Act (ACA)/Marketplace –  often referred to as “Obamacare,” was designed to provide individuals with access to affordable health insurance through a marketplace where Americans or legal residents can purchase federally regulated and subsidized health plans during the open enrollment period. To be eligible, you can enroll during the Open Enrollment period or after experiencing a qualifying life event such as a job change, marriage, divorce, relocation etc. Eligibility and costs vary by income, household size, age, and location.

Short-Term Health Insurance – provides temporary coverage for individuals needing insurance between jobs, outside of open enrollment, or during other transitions. These plans are generally more affordable than ACA coverage but offer limited benefits and may exclude pre-existing conditions.

Limited Medical (Fixed Indemnity) Plans – offer set cash benefits for specific medical services like doctor visits, hospital stays, or prescriptions. They are not comprehensive health insurance but can help reduce out-of-pocket costs or supplement other coverage.

Supplemental Plans – include add-on options such as dental, vision, accident, critical illness, or hospital indemnity coverage. These plans are designed to fill gaps and provide financial protection alongside major medical insurance.

Our helpful licensed health insurance agents will guide you through your various health options, simplifying the process of comparing multiple options. To begin, enter your zip code and provide some details about yourself. The first available licensed agent will contact you and continue guiding you on your journey to finding you various health coverages that you can chose from.